Please, check the table to learn more about applied commissions and fees:
|Fee||Plastic card||Virtual card|
|Issue cost||0 EUR||
0 EUR for the first card
0,99 EUR per each next card
|Shipping cost (each card)||14,99 EUR||--- (not applicable)|
Daily withdrawal (each card)
|500 EUR||--- (not applicable)|
|Monthly withdrawal (each card)||2500 EUR||--- (not applicable)|
|POS||0,25 EUR||0,25 EUR|
|POS monthly limit||5000 EUR||5000 EUR|
|Online monthly limit (each card)||5000 EUR||5000 EUR|
|Daily load (each card)||5000 EUR||5000 EUR|
|Minimum load (each card)||2 EUR||2 EUR|
|ATM balance inquiry||1 EUR||--- (not applicable)|
|ATM withdrawal||3 EUR + 1,6%||--- (not applicable)|
|Foreign currency transaction||2,5%||2,5%|
|Card monthly fee (each card)**||0 EUR or 2,99 EUR||0 EUR or 2,99 EUR|
|Chargeback handling fee* (per chargeback)||30 EUR||30 EUR|
|Card closure fee*||25 EUR||25 EUR|
* Fees will come into force on the 1st December, 2022.
** The card monthly fee is withdrawn from the card balance every month starting a month from the date of card order confirmation.
The card fee is returned as compensation in CRPT on your wallet at the beginning of the next calendar month if a monthly load amount is greater than 299 EUR. This amount is calculated during the calendar month period.
Let’s see how it’s applied to a real-life!
If the user performs transactions in EUR as ATM withdrawals. Suppose the user has 200 EUR on their cards. They then perform a 100 EUR cash withdrawal. The application deducts 100 EUR and the transaction appears as pending in the application. After 2 days, the transaction is cleared and the transaction fee is applied, along with a separate 4.6 EUR (3 EUR fix + 1.6%) commission fee.
If the user performs transactions in another currency. Suppose the user has 100 EUR in their Cards. They perform a purchase worth 500 INR. The application deducts 500 INR, and the transaction appears as pending in the application. After 2 days, the transaction is cleared at the actual INR to EUR rate, and the foreign currency exchange fee (EUR to INR) of 2.5% will be applied to the total, as well as a separate 0.25 EUR commission fee.